OSAP applicants can complete and submit their MSFAA online.
- Reduced processing time
- Greater visibility to status of application
- Completed online
- Date of birth
- Social Insurance Number (SIN)
- MSFAA number (Provided in your OSAP account after your OSAP application has been processed OR in paper notice, if you requested paper communication on your OSAP profile)
- Bank account information: Institution Number, Transit Number and Account Number (Ask your bank for your direct deposit form or find the numbers on your cheque.)
Register for an online account with the National Student Loans Service Centre (NSLSC) and complete the online MSFAA to:
- Receive funds
- Track loan and grant status
- Receive important updates
- Update your contact and banking information
1. Submit your OSAP application
Submit your OSAP application to receive your MSFAA number. Your Required Documents page will display your 10-digit MSFAA number and the date you can expect a welcome email from the NSLSC. Begin the registration process only when you have received the welcome email (sent 2-3 days after OSAP application submission).
2. Continue Registration Process
3. Register your NSLSC account
Choose from one of two options to register your NSLSC account:
Option 1: (if you use one of the Sign-in Partners listed in the image below for online banking)
Temporarily leave the NSLSC website by clicking Continue to Sign-In Partner and enter the log-in you use during online banking.
Option 2: (if you do not use a Sign-in Partner listed for online banking)
Temporarily leave the NSLSC website by clicking Continue to GCKEY. If you have not previously made a GC Key, click Sign Up and register.
4. Return to the NSLSC website
Click Continue to return to the NSLSC website and input your:
- Personal and contact information
- Communication preferences
- Banking information
5. Submit and review
Read and accept the MSFAA terms and conditions.
You can review your MSFAA on your OSAP account. Go to your Applications page and under More information click on Consents and agreements.
If you have questions about the MSFAA registration process, visit NSLSC – FAQs.
Responsibilities of receiving OSAP loans and consequences of defaulting on repayments
Upon receiving any OSAP loan aid, you assume the following responsibilities:
- To read and follow all the terms and conditions of the Canada Student Loan and Ontario Student Loan as outlined on the back of each loan document.
- Agree to use this loan aid first to pay your academic fees to York University, then to cover other educational and living expenses related to your studies.
- To make appropriate repayment arrangements with your lender when you cease full-time studies.
- To promptly notify York University Student Financial Services if you:
- reduce your course load
- change your program of study
- fail to progress academically
- withdraw from your studies
- experience a change in marital status
- experience a change in your personal or familial financial situation
The Ontario and federal governments take these responsibilities very seriously, and so should you. If you fail to meet loan obligations the possible consequences include:
- Reassessment and reduction of your OSAP entitlement
- Grant to loan conversion
- Refusal of future student loan assistance
- Poor credit rating
- Additional interest charges
- Collection proceedings
- Legal action
- Loss of income tax refunds